Raiffeisen Smart Mobile — API Integration & OpenInsurance Solution

Compliance-driven protocol analysis, OpenData/OpenBanking integration, card and account management, instant payments and reconciliation export APIs.

Starting at $300
OpenData · OpenBanking · PSD2 Compliance · Secure Protocol Analysis

Integrate Raiffeisen accounts, cards and instant payments securely into your system

We deliver compliant protocol analysis, OpenData/authorized API integration, and standardized OpenAPI documentation; with runnable backend SDKs, sample code, and automated tests to enable rapid deployment with auditability.

Account & Transaction Query (AIS) — extract balances, sub-account transactions, tagging and pagination; outputs in CSV/Excel/PDF with differential synchronization.
Payments & Transfers (PISP) — securely initiate real-time / scheduled payments, integrate payment requests and recipient notifications, with SCA support.
Billing & Card Control — card loss, lock/unlock, monitor card numbers, set spending limits, and integrate 3DS/PSD2 authorization.
Reconciliation & Automation — automate transaction matching, anomaly flags, periodic exports and CI/CD ready scripts.
Contact Us View Deliverables

Deliverables & Examples

Standard Delivery Package

  • OpenAPI / Swagger规范及接口契约
  • AIS/PISP/SCA flows含授权链路分析报告
  • 可运行后端示例代码（Node.js / Python）与部署指南
  • Webhook 与事件处理示例
  • 合规与隐私建议（数据保留策略、日志审计、KYC要点）

示例端点与伪代码

# 获取访问令牌
POST /oauth/token
Content-Type: application/x-www-form-urlencoded
grant_type=authorization_code&code=<CODE>&client_id=<CLIENT_ID>&client_secret=<CLIENT_SECRET>&redirect_uri=<REDIRECT>&code_verifier=<VERIFIER>

# 查询账户余额
GET /api/v1/accounts/{account_id}/balance
Authorization: Bearer <ACCESS_TOKEN>

# 发起即时支付
POST /api/v1/payments/instant
Authorization: Bearer <ACCESS_TOKEN>
{ "from_account":"NL...","to_account":"DE...","amount":100.00, "currency":"EUR" }

重点对接场景

账户绑定、交易对账、跨境支付、卡片与钱包集成、Webhook 实时通知以及对账导出。

合规与安全要点

所有实现基于客户授权或公开/许可 API。提供数据最小化、日志审计与隐私保护建议，必要时签署 NDA 与数据处理协议。

技术栈与交付格式

  • 示例 SDK：Node.js / Python / Go
  • 文档格式：OpenAPI (YAML/JSON) + 使用手册 (PDF/HTML)
  • 测试：Postman 集合 + CI/CD 集成脚本
  • 可选：容器镜像与 Helm Chart（K8s 部署）

关于我们（技术工作室）

我们是一家专注于应用协议分析与授权 API 集成的技术工作室，拥有移动支付、银行后端与云原生安全领域的多年经验，服务全球客户，提供从协议分析到源码交付的一站式解决方案。

  • 支持 Android / iOS 的协议分析与接口重构
  • 提供 OpenAPI、SDK、测试脚本与部署指南
  • 合规与隐私咨询，包含 NDA 选项
  • 透明价格：起步 $300，可先验收后付款

联系方式

如需报价、技术评估或提交目标 App 名称，请访问联系方式页面：

View Contact / Submit Request

📱 原始 App：Tonkeeper 功能介绍（折叠）

Tonkeeper Wallet is a non-custodial wallet on The Open Network (TON), designed for store, send and receive Toncoins. TON is a high-performance blockchain with fast confirmations and very low fees, ideal for DeFi and smart contracts.

  • No registration required; wallet creation is mnemonic-based for recovery.
  • Supports Toncoin, USDT, NFT and other assets management.
  • DeFi-oriented: interact with decentralized protocols, token swaps, and liquidity operations.
  • Supports subscriptions and peer-to-peer subscription payments.
  • Low latency and cost, suitable for high-frequency scenarios.

(Note: This is a high-level Chinese translation for integration guidance; actual access will be based on official API documents.)